:root {
    --green: #0e9a52;
    --green-dark: #076b38;
    --green-light: #12b85f;
    --green-pale: #e6f7ee;
    --ink: #0d1a12;
    --ink-soft: #1e2d24;
    --slate: #3a4d42;
    --mist: #8fa89a;
    --cream: #f7faf8;
    --white: #ffffff;
    --gold: #c8973a;
    --red: #e03b3b;
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }

  html { scroll-behavior: smooth; scroll-padding-top: 88px; }

  body {
    font-family: 'DM Sans', sans-serif;
    color: var(--ink);
    background: var(--cream);
    overflow-x: hidden;
  }

  /* ── NAV ── */
  nav {
    position: fixed; top: 0; left: 0; right: 0; z-index: 100;
    display: flex; align-items: center; justify-content: space-between;
    padding: 0 48px;
    height: 68px;
    background: rgba(255,255,255,0.96);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid rgba(14,154,82,0.12);
    box-shadow: 0 2px 24px rgba(0,0,0,0.06);
  }

  .nav-logo {
    font-family: 'Playfair Display', serif;
    font-size: 1.5rem;
    font-weight: 900;
    color: var(--ink);
    letter-spacing: -0.5px;
  }
  .nav-logo span { color: var(--green); }

  .nav-links {
    display: flex; gap: 36px; list-style: none;
    font-size: 0.875rem; font-weight: 500; color: var(--slate);
  }
  .nav-links a { text-decoration: none; color: inherit; transition: color 0.2s; }
  .nav-links a:hover { color: var(--green); }

  .nav-cta {
    background: var(--green);
    color: white;
    border: none;
    padding: 10px 24px;
    border-radius: 6px;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.875rem;
    font-weight: 600;
    cursor: pointer;
    transition: background 0.2s, transform 0.1s;
  }
  .nav-cta:hover { background: var(--green-dark); transform: translateY(-1px); }

  /* ── HERO ── */
  .hero {
    min-height: 100vh;
    padding-top: 68px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    position: relative;
    overflow: hidden;
    background: var(--ink);
  }

  .hero-bg {
    position: absolute; inset: 0;
    background:
      radial-gradient(ellipse 60% 80% at 20% 60%, rgba(14,154,82,0.18) 0%, transparent 60%),
      radial-gradient(ellipse 40% 60% at 80% 30%, rgba(14,154,82,0.08) 0%, transparent 50%),
      var(--ink);
  }

  .hero-noise {
    position: absolute; inset: 0;
    background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.03'/%3E%3C/svg%3E");
    opacity: 0.4;
  }

  .hero-left {
    position: relative; z-index: 2;
    display: flex; flex-direction: column; justify-content: center;
    padding: 80px 64px 80px 72px;
    animation: fadeUp 0.9s ease both;
  }

  .hero-badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(14,154,82,0.15);
    border: 1px solid rgba(14,154,82,0.3);
    color: var(--green-light);
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    padding: 6px 14px;
    border-radius: 100px;
    width: fit-content;
    margin-bottom: 32px;
  }
  .hero-badge::before { content: '●'; font-size: 0.5rem; animation: pulse 2s ease-in-out infinite; }

  @keyframes pulse { 0%,100% { opacity: 1; } 50% { opacity: 0.3; } }

  .hero-headline {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2.8rem, 4.5vw, 4.2rem);
    font-weight: 900;
    line-height: 1.08;
    color: white;
    margin-bottom: 28px;
    letter-spacing: -1.5px;
  }

  .hero-headline .breathe {
    color: var(--green-light);
    font-style: italic;
    position: relative;
    display: inline-block;
  }
  .hero-headline .breathe::after {
    content: '';
    position: absolute;
    bottom: 4px; left: 0; right: 0;
    height: 3px;
    background: var(--green-light);
    border-radius: 2px;
    animation: underlineGrow 1s 0.6s ease both;
    transform-origin: left;
  }

  @keyframes underlineGrow { from { transform: scaleX(0); } to { transform: scaleX(1); } }

  .hero-sub {
    font-size: 1.05rem;
    color: rgba(255,255,255,0.6);
    line-height: 1.7;
    max-width: 480px;
    margin-bottom: 40px;
  }

  .hero-trust-row {
    display: flex; align-items: center; gap: 24px;
    margin-bottom: 40px;
  }

  .trust-avatars {
    display: flex;
  }
  .trust-avatars span {
    width: 36px; height: 36px;
    border-radius: 50%;
    background: var(--green);
    border: 2px solid var(--ink);
    display: flex; align-items: center; justify-content: center;
    font-size: 0.7rem; color: white; font-weight: 600;
    margin-left: -8px;
  }
  .trust-avatars span:first-child { margin-left: 0; }

  .trust-text { font-size: 0.8rem; color: rgba(255,255,255,0.5); }
  .trust-text strong { color: white; display: block; font-size: 0.9rem; }

  .hero-bullets {
    list-style: none;
    display: flex; flex-direction: column; gap: 12px;
  }
  .hero-bullets li {
    display: flex; align-items: center; gap: 10px;
    font-size: 0.9rem;
    color: rgba(255,255,255,0.7);
  }
  .hero-bullets li::before {
    content: '';
    width: 18px; height: 18px; flex-shrink: 0;
    background: var(--green);
    border-radius: 50%;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'%3E%3Cpath d='M2 6l3 3 5-5' stroke='white' stroke-width='1.5' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: center;
  }

  .hero-right {
    position: relative; z-index: 2;
    display: flex; align-items: center; justify-content: center;
    padding: 80px 72px 80px 24px;
    animation: fadeUp 0.9s 0.15s ease both;
  }

  /* ── DEBT CALCULATOR CARD ── */
  .calc-card {
    background: white;
    border-radius: 20px;
    padding: 36px;
    width: 100%;
    max-width: 440px;
    box-shadow: 0 32px 80px rgba(0,0,0,0.4), 0 0 0 1px rgba(14,154,82,0.15);
    position: relative;
  }

  .calc-card::before {
    content: '';
    position: absolute;
    top: -1px; left: 32px; right: 32px;
    height: 3px;
    background: linear-gradient(90deg, var(--green), var(--green-light));
    border-radius: 0 0 4px 4px;
  }

  .calc-title {
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    color: var(--mist);
    margin-bottom: 6px;
  }
  .calc-headline {
    font-family: 'Playfair Display', serif;
    font-size: 1.4rem;
    font-weight: 700;
    color: var(--ink);
    margin-bottom: 24px;
    line-height: 1.3;
  }

  .calc-field {
    margin-bottom: 16px;
  }
  .calc-field label {
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--slate);
    display: block;
    margin-bottom: 6px;
    letter-spacing: 0.03em;
  }
  .calc-field input, .calc-field select {
    width: 100%;
    border: 1.5px solid #e0e8e3;
    border-radius: 8px;
    padding: 10px 14px;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.9rem;
    color: var(--ink);
    background: var(--cream);
    outline: none;
    transition: border-color 0.2s;
  }
  .calc-field input:focus, .calc-field select:focus { border-color: var(--green); background: white; }

  .calc-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }

  .calc-result {
    background: linear-gradient(135deg, var(--ink), var(--ink-soft));
    border-radius: 12px;
    padding: 20px;
    margin: 20px 0;
    display: flex; align-items: center; justify-content: space-between;
  }
  .calc-result-label { font-size: 0.75rem; color: rgba(255,255,255,0.5); margin-bottom: 4px; }
  .calc-result-value {
    font-family: 'DM Mono', monospace;
    font-size: 1.6rem;
    font-weight: 500;
    color: var(--green-light);
  }
  .calc-result-sub { font-size: 0.7rem; color: rgba(255,255,255,0.4); }
  .calc-result-badge {
    background: rgba(14,154,82,0.2);
    border: 1px solid rgba(14,154,82,0.3);
    border-radius: 8px;
    padding: 8px 12px;
    text-align: center;
  }
  .calc-result-badge .pct { font-size: 1.4rem; font-weight: 700; color: var(--green-light); }
  .calc-result-badge .pct-label { font-size: 0.65rem; color: rgba(255,255,255,0.5); }

  .calc-btn {
    width: 100%;
    background: var(--green);
    color: white;
    border: none;
    padding: 14px;
    border-radius: 10px;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.95rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.2s;
    position: relative;
    overflow: hidden;
  }
  .calc-btn::after {
    content: '→';
    position: absolute; right: 16px; top: 50%; transform: translateY(-50%);
    transition: right 0.2s;
  }
  .calc-btn:hover { background: var(--green-dark); }
  .calc-btn:hover::after { right: 12px; }

  .calc-note {
    text-align: center;
    font-size: 0.72rem;
    color: var(--mist);
    margin-top: 12px;
  }

  /* ── STATS BAR ── */
  .stats-bar {
    background: var(--green);
    padding: 28px 72px;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    position: relative;
    overflow: hidden;
  }

  .stats-bar::before {
    content: '';
    position: absolute; inset: 0;
    background: linear-gradient(90deg, var(--green-dark) 0%, var(--green) 50%, var(--green-dark) 100%);
    opacity: 0.4;
  }

  .stat-item {
    position: relative; z-index: 1;
    text-align: center;
    padding: 0 24px;
    border-right: 1px solid rgba(255,255,255,0.15);
  }
  .stat-item:last-child { border-right: none; }

  .stat-number {
    font-family: 'Playfair Display', serif;
    font-size: 2.2rem;
    font-weight: 900;
    color: white;
    line-height: 1;
    margin-bottom: 4px;
    letter-spacing: -1px;
  }
  .stat-label {
    font-size: 0.78rem;
    font-weight: 500;
    color: rgba(255,255,255,0.7);
    text-transform: uppercase;
    letter-spacing: 0.06em;
  }

  /* ── SECTION COMMON ── */
  section { padding: 100px 72px; }

  .section-label {
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--green);
    margin-bottom: 12px;
  }

  .section-headline {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2rem, 3.5vw, 3rem);
    font-weight: 900;
    color: var(--ink);
    line-height: 1.1;
    letter-spacing: -1px;
    margin-bottom: 16px;
  }

  .section-sub {
    font-size: 1rem;
    color: var(--mist);
    max-width: 520px;
    line-height: 1.7;
  }

  /* ── ROADMAP ── */
  .roadmap { background: white; }

  .roadmap-header { text-align: center; margin-bottom: 72px; }
  .roadmap-header .section-sub { margin: 0 auto; }

  .roadmap-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    position: relative;
  }

  .roadmap-steps::before {
    content: '';
    position: absolute;
    top: 40px; left: 12.5%; right: 12.5%;
    height: 2px;
    background: repeating-linear-gradient(90deg, var(--green) 0, var(--green) 8px, transparent 8px, transparent 16px);
    z-index: 0;
  }

  .step {
    position: relative; z-index: 1;
    display: flex; flex-direction: column; align-items: center;
    padding: 0 24px;
    text-align: center;
    animation: fadeUp 0.6s ease both;
  }

  .step:nth-child(1) { animation-delay: 0.1s; }
  .step:nth-child(2) { animation-delay: 0.2s; }
  .step:nth-child(3) { animation-delay: 0.3s; }
  .step:nth-child(4) { animation-delay: 0.4s; }

  .step-number {
    width: 80px; height: 80px;
    background: white;
    border: 3px solid var(--green);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-family: 'Playfair Display', serif;
    font-size: 1.8rem;
    font-weight: 900;
    color: var(--green);
    margin-bottom: 24px;
    box-shadow: 0 0 0 8px var(--cream);
    transition: all 0.3s;
  }

  .step:hover .step-number {
    background: var(--green);
    color: white;
    transform: scale(1.08);
  }

  .step-icon {
    width: 40px; height: 40px;
    background: var(--green-pale);
    border-radius: 10px;
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 16px;
    font-size: 1.2rem;
  }

  .step-title {
    font-family: 'Playfair Display', serif;
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--ink);
    margin-bottom: 10px;
  }

  .step-desc {
    font-size: 0.85rem;
    color: var(--mist);
    line-height: 1.7;
  }

  /* ── CALCULATOR COMPARISON ── */
  .comparison {
    background: var(--ink);
    position: relative;
    overflow: hidden;
  }

  .comparison::before {
    content: '';
    position: absolute;
    top: -200px; right: -200px;
    width: 600px; height: 600px;
    background: radial-gradient(circle, rgba(14,154,82,0.12), transparent 60%);
    pointer-events: none;
  }

  .comparison-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
  }

  .comparison-left .section-headline { color: white; }
  .comparison-left .section-sub { color: rgba(255,255,255,0.5); }

  .comp-table {
    background: rgba(255,255,255,0.04);
    border: 1px solid rgba(255,255,255,0.08);
    border-radius: 16px;
    overflow: hidden;
    margin-top: 32px;
  }

  .comp-table-header {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    padding: 12px 20px;
    background: rgba(255,255,255,0.06);
    font-size: 0.72rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: rgba(255,255,255,0.3);
  }

  .comp-table-header span:not(:first-child) { text-align: center; }

  .comp-row {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    padding: 14px 20px;
    border-top: 1px solid rgba(255,255,255,0.05);
    align-items: center;
  }

  .comp-label { font-size: 0.85rem; color: rgba(255,255,255,0.5); }
  .comp-bad {
    text-align: center;
    font-size: 0.85rem;
    color: #ff6b6b;
    font-family: 'DM Mono', monospace;
  }
  .comp-good {
    text-align: center;
    font-size: 0.9rem;
    font-weight: 700;
    color: var(--green-light);
    font-family: 'DM Mono', monospace;
  }

  .comparison-right {
    background: rgba(255,255,255,0.03);
    border: 1px solid rgba(14,154,82,0.2);
    border-radius: 20px;
    padding: 40px;
  }

  .savings-big {
    font-family: 'DM Mono', monospace;
    font-size: 3.5rem;
    font-weight: 500;
    color: var(--green-light);
    line-height: 1;
    margin-bottom: 8px;
  }

  .savings-label {
    font-size: 0.85rem;
    color: rgba(255,255,255,0.4);
    margin-bottom: 32px;
  }

  .savings-bar-wrap {
    margin-bottom: 32px;
  }

  .savings-bar-label {
    display: flex; justify-content: space-between;
    font-size: 0.75rem;
    color: rgba(255,255,255,0.4);
    margin-bottom: 8px;
  }

  .bar-track {
    height: 10px;
    background: rgba(255,255,255,0.08);
    border-radius: 100px;
    overflow: hidden;
    margin-bottom: 12px;
  }

  .bar-fill-red {
    height: 100%;
    background: #ff6b6b;
    border-radius: 100px;
    width: 100%;
  }
  .bar-fill-green {
    height: 100%;
    background: var(--green);
    border-radius: 100px;
    width: 38%;
  }

  .savings-cta {
    background: var(--green);
    color: white;
    border: none;
    width: 100%;
    padding: 14px;
    border-radius: 10px;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.95rem;
    font-weight: 600;
    cursor: pointer;
    transition: background 0.2s;
  }
  .savings-cta:hover { background: var(--green-dark); }

  /* ── WHY TRUST ── */
  .trust { background: var(--cream); }

  .trust-header { text-align: center; margin-bottom: 64px; }
  .trust-header .section-sub { margin: 0 auto; }

  .trust-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
  }

  .trust-card {
    background: white;
    border-radius: 16px;
    padding: 32px;
    border: 1px solid transparent;
    transition: all 0.3s;
    position: relative;
    overflow: hidden;
  }

  .trust-card::before {
    content: '';
    position: absolute;
    bottom: 0; left: 0; right: 0;
    height: 3px;
    background: var(--green);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.3s;
  }

  .trust-card:hover {
    border-color: rgba(14,154,82,0.15);
    transform: translateY(-4px);
    box-shadow: 0 16px 48px rgba(14,154,82,0.1);
  }

  .trust-card:hover::before { transform: scaleX(1); }

  .trust-icon {
    width: 48px; height: 48px;
    background: var(--green-pale);
    border-radius: 12px;
    display: flex; align-items: center; justify-content: center;
    font-size: 1.3rem;
    margin-bottom: 20px;
  }

  .trust-card-title {
    font-family: 'Playfair Display', serif;
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--ink);
    margin-bottom: 10px;
  }

  .trust-card-desc {
    font-size: 0.85rem;
    color: var(--mist);
    line-height: 1.7;
  }

  /* ── DEBT TYPES ── */
  .debt-types {
    background: white;
    padding: 60px 72px;
  }

  .debt-types-inner {
    display: flex;
    align-items: center;
    gap: 48px;
  }

  .debt-types-label {
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--mist);
    white-space: nowrap;
  }

  .debt-tags {
    display: flex; flex-wrap: wrap; gap: 10px;
  }

  .debt-tag {
    padding: 8px 18px;
    border-radius: 100px;
    font-size: 0.85rem;
    font-weight: 600;
    cursor: default;
    transition: all 0.2s;
  }

  .debt-tag.active { background: var(--green); color: white; }
  .debt-tag:not(.active) {
    background: var(--green-pale);
    color: var(--green-dark);
    border: 1px solid rgba(14,154,82,0.2);
  }
  .debt-tag:hover { background: var(--green); color: white; }

  /* ── TESTIMONIALS ── */
  .testimonials { background: var(--cream); }

  .testimonials-header { margin-bottom: 48px; }

  .testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
  }

  .testi-card {
    background: white;
    border-radius: 16px;
    padding: 28px;
    transition: transform 0.3s;
  }

  .testi-card:hover { transform: translateY(-4px); }

  .stars { color: #f5a623; font-size: 0.9rem; margin-bottom: 16px; }

  .testi-text {
    font-size: 0.9rem;
    color: var(--slate);
    line-height: 1.7;
    margin-bottom: 20px;
    font-style: italic;
  }

  .testi-author {
    display: flex; align-items: center; gap: 12px;
  }

  .testi-avatar {
    width: 40px; height: 40px;
    border-radius: 50%;
    background: var(--green);
    display: flex; align-items: center; justify-content: center;
    font-weight: 700; color: white; font-size: 0.85rem;
  }

  .testi-name { font-size: 0.9rem; font-weight: 600; color: var(--ink); }
  .testi-meta { font-size: 0.75rem; color: var(--mist); }

  .testi-savings {
    display: flex; gap: 16px; margin-top: 16px;
    padding-top: 16px;
    border-top: 1px solid var(--cream);
  }

  .saving-item { text-align: center; }
  .saving-val { font-family: 'DM Mono', monospace; font-size: 0.95rem; font-weight: 500; }
  .saving-val.red { color: var(--red); text-decoration: line-through; }
  .saving-val.green { color: var(--green); }
  .saving-lbl { font-size: 0.65rem; color: var(--mist); text-transform: uppercase; letter-spacing: 0.06em; }

  /* ── ELIGIBILITY ── */
  .eligibility {
    background: var(--ink);
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
  }

  .elig-left .section-headline { color: white; }
  .elig-left .section-sub { color: rgba(255,255,255,0.45); margin-bottom: 40px; }

  .elig-check {
    display: flex; flex-direction: column; gap: 16px;
  }

  .elig-item {
    display: flex; align-items: flex-start; gap: 14px;
  }

  .elig-dot {
    width: 24px; height: 24px; flex-shrink: 0;
    background: rgba(14,154,82,0.15);
    border: 1.5px solid var(--green);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    margin-top: 2px;
  }
  .elig-dot::after {
    content: '✓';
    font-size: 0.65rem;
    color: var(--green-light);
    font-weight: 700;
  }

  .elig-text { font-size: 0.9rem; color: rgba(255,255,255,0.6); line-height: 1.5; }
  .elig-text strong { color: white; display: block; font-size: 0.95rem; }

  .elig-right {
    background: white;
    border-radius: 20px;
    padding: 40px;
    box-shadow: 0 32px 80px rgba(0,0,0,0.3);
  }

  .elig-form-title {
    font-family: 'Playfair Display', serif;
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--ink);
    margin-bottom: 6px;
  }

  .elig-form-sub {
    font-size: 0.85rem;
    color: var(--mist);
    margin-bottom: 28px;
  }

  .form-field {
    margin-bottom: 16px;
  }

  .form-field label {
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--slate);
    display: block;
    margin-bottom: 6px;
    text-transform: uppercase;
    letter-spacing: 0.04em;
  }

  .form-field input, .form-field select, .form-field textarea {
    width: 100%;
    border: 1.5px solid #e0e8e3;
    border-radius: 8px;
    padding: 11px 14px;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.9rem;
    color: var(--ink);
    outline: none;
    transition: border-color 0.2s;
    background: var(--cream);
  }

  .form-field input:focus, .form-field select:focus { border-color: var(--green); background: white; }

  .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

  .form-submit {
    width: 100%;
    background: var(--green);
    color: white;
    border: none;
    padding: 14px;
    border-radius: 10px;
    font-family: 'DM Sans', sans-serif;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    margin-top: 8px;
    transition: background 0.2s;
  }
  .form-submit:hover { background: var(--green-dark); }

  /* ── TEAM ── */
  .team { background: white; }

  .team-header { text-align: center; margin-bottom: 60px; }
  .team-header .section-sub { margin: 0 auto; }

  .team-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
  }

  .team-card {
    text-align: center;
    transition: transform 0.3s;
  }

  .team-card:hover { transform: translateY(-6px); }

  .team-photo {
    width: 100%;
    aspect-ratio: 1;
    border-radius: 16px;
    background: linear-gradient(135deg, var(--green-pale), var(--cream));
    margin-bottom: 16px;
    display: flex; align-items: center; justify-content: center;
    font-size: 3rem;
    position: relative;
    overflow: hidden;
    border: 2px solid transparent;
    transition: border-color 0.3s;
  }

  .team-card:hover .team-photo { border-color: var(--green); }

  .team-badge {
    position: absolute; bottom: 10px; left: 50%; transform: translateX(-50%);
    background: var(--green);
    color: white;
    font-size: 0.65rem;
    font-weight: 700;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    padding: 3px 10px;
    border-radius: 100px;
    white-space: nowrap;
  }

  .team-name {
    font-family: 'Playfair Display', serif;
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--ink);
    margin-bottom: 4px;
  }

  .team-role {
    font-size: 0.78rem;
    color: var(--mist);
    margin-bottom: 8px;
  }

  .team-exp {
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--green);
  }

  /* ── FAQ ── */
  .faq { background: var(--cream); }

  .faq-inner {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 80px;
    align-items: start;
  }

  .faq-list { display: flex; flex-direction: column; gap: 12px; }

  .faq-item {
    background: white;
    border-radius: 12px;
    overflow: hidden;
    border: 1px solid transparent;
    transition: border-color 0.2s;
  }
  .faq-item.open { border-color: rgba(14,154,82,0.2); }

  .faq-q {
    display: flex; align-items: center; justify-content: space-between;
    padding: 18px 22px;
    cursor: pointer;
    font-size: 0.9rem;
    font-weight: 600;
    color: var(--ink);
    gap: 16px;
  }

  .faq-q svg {
    flex-shrink: 0;
    color: var(--green);
    transition: transform 0.3s;
  }

  .faq-item.open .faq-q svg { transform: rotate(45deg); }

  .faq-a {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease, padding 0.3s;
  }

  .faq-item.open .faq-a { max-height: 200px; }

  .faq-a-inner {
    padding: 0 22px 18px;
    font-size: 0.85rem;
    color: var(--mist);
    line-height: 1.7;
  }

  /* ── CTA BANNER ── */
  .cta-banner {
    background: var(--green);
    padding: 80px 72px;
    position: relative;
    overflow: hidden;
    text-align: center;
  }

  .cta-banner::before {
    content: '';
    position: absolute;
    top: -100px; left: 50%; transform: translateX(-50%);
    width: 800px; height: 400px;
    background: radial-gradient(ellipse, rgba(255,255,255,0.08), transparent 60%);
    pointer-events: none;
  }

  .cta-banner-headline {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2rem, 4vw, 3.5rem);
    font-weight: 900;
    color: white;
    letter-spacing: -1.5px;
    line-height: 1.1;
    margin-bottom: 16px;
  }

  .cta-banner-sub {
    font-size: 1rem;
    color: rgba(255,255,255,0.7);
    margin-bottom: 40px;
  }

  .cta-buttons {
    display: flex; gap: 16px; justify-content: center;
  }

  .btn-white {
    background: white;
    color: var(--green-dark);
    border: none;
    padding: 14px 32px;
    border-radius: 8px;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.95rem;
    font-weight: 700;
    cursor: pointer;
    transition: all 0.2s;
  }
  .btn-white:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(0,0,0,0.15); }

  .btn-outline-white {
    background: transparent;
    color: white;
    border: 2px solid rgba(255,255,255,0.5);
    padding: 14px 32px;
    border-radius: 8px;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.95rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.2s;
    display: flex; align-items: center; gap: 8px;
  }
  .btn-outline-white:hover { border-color: white; background: rgba(255,255,255,0.1); }

  /* ── FOOTER ── */
  footer {
    background: var(--ink-soft);
    padding: 64px 72px 32px;
  }

  .footer-top {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 48px;
    margin-bottom: 48px;
  }

  .footer-brand .nav-logo { font-size: 1.6rem; color: white; }
  .footer-brand .nav-logo span { color: var(--green-light); }

  .footer-tagline {
    font-size: 0.85rem;
    color: rgba(255,255,255,0.4);
    line-height: 1.7;
    margin-top: 12px;
    margin-bottom: 24px;
    max-width: 280px;
  }

  .footer-social { display: flex; gap: 10px; }

  .social-btn {
    width: 36px; height: 36px;
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: 8px;
    display: flex; align-items: center; justify-content: center;
    font-size: 0.8rem;
    color: rgba(255,255,255,0.4);
    cursor: pointer;
    transition: all 0.2s;
  }
  .social-btn:hover { background: var(--green); border-color: var(--green); color: white; }

  .footer-col-title {
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: rgba(255,255,255,0.3);
    margin-bottom: 20px;
  }

  .footer-links {
    list-style: none;
    display: flex; flex-direction: column; gap: 10px;
  }

  .footer-links a {
    text-decoration: none;
    font-size: 0.85rem;
    color: rgba(255,255,255,0.5);
    transition: color 0.2s;
  }
  .footer-links a:hover { color: var(--green-light); }

  .footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.07);
    padding-top: 24px;
    display: flex; align-items: center; justify-content: space-between;
    font-size: 0.75rem;
    color: rgba(255,255,255,0.25);
  }

  /* ── ANIMATIONS ── */
  @keyframes fadeUp {
    from { opacity: 0; transform: translateY(24px); }
    to   { opacity: 1; transform: translateY(0); }
  }

  .reveal {
    opacity: 0;
    transform: translateY(28px);
    transition: opacity 0.7s ease, transform 0.7s ease;
  }
  .reveal.visible {
    opacity: 1;
    transform: translateY(0);
  }


  /* Requested updates - refined form, roadmap, calculator and readability */
  .hero-headline .breathe::after { display: none; }
  .hero-headline { text-shadow: 0 10px 34px rgba(0,0,0,0.32); }
  .hero-sub { color: rgba(255,255,255,0.78); }
  .hero-bullets li { color: rgba(255,255,255,0.82); }
  .trust-text { color: rgba(255,255,255,0.68); }
  .hero-badge { background: rgba(18,184,95,0.17); color: #6cffad; }

  .hero-form-card .calc-title {
    color: var(--green-dark);
    background: var(--green-pale);
    border: 1px solid rgba(14,154,82,0.16);
    border-radius: 999px;
    display: inline-flex;
    padding: 6px 12px;
    margin-bottom: 12px;
  }
  .hero-form-card .calc-headline {
    font-family: 'DM Sans', sans-serif;
    font-size: 1.55rem;
    letter-spacing: -0.03em;
    margin-bottom: 8px;
  }
  .hero-form-intro {
    font-size: 0.9rem;
    color: var(--slate);
    line-height: 1.6;
    margin-bottom: 24px;
  }
  .lead-form { display: grid; gap: 14px; }
  .lead-form label {
    display: grid;
    gap: 7px;
    font-size: 0.78rem;
    font-weight: 700;
    color: var(--slate);
    letter-spacing: 0.02em;
  }
  .lead-form input,
  .lead-form select {
    width: 100%;
    border: 1.5px solid #dfe9e3;
    border-radius: 10px;
    padding: 12px 14px;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.92rem;
    color: var(--ink);
    background: var(--cream);
    outline: none;
    transition: border-color 0.2s, background 0.2s, box-shadow 0.2s;
  }
  .lead-form input:focus,
  .lead-form select:focus {
    border-color: var(--green);
    background: #fff;
    box-shadow: 0 0 0 4px rgba(14,154,82,0.09);
  }
  .lead-form .optional {
    color: var(--mist);
    font-weight: 500;
    text-transform: none;
  }
  .form-note,
  .lead-status {
    text-align: center;
    font-size: 0.74rem;
    color: var(--mist);
    line-height: 1.5;
  }
  .lead-status { min-height: 18px; color: var(--green-dark); font-weight: 700; }

  .stat-number {
    font-family: 'DM Sans', sans-serif;
    font-weight: 800;
    letter-spacing: -0.04em;
    font-variant-numeric: tabular-nums;
  }
  .stat-label {
    font-family: 'DM Sans', sans-serif;
    font-weight: 700;
    color: rgba(255,255,255,0.82);
  }

  .roadmap {
    background: linear-gradient(180deg, #ffffff 0%, var(--cream) 100%);
  }
  .roadmap-header { margin-bottom: 48px; }
  .roadmap-flow {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 18px;
    position: relative;
  }
  .road-card {
    background: #ffffff;
    border: 1px solid rgba(14,154,82,0.14);
    border-radius: 22px;
    padding: 24px;
    min-height: 300px;
    display: flex;
    flex-direction: column;
    position: relative;
    overflow: hidden;
    box-shadow: 0 18px 50px rgba(13,26,18,0.07);
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
  }
  .road-card::before {
    content: '';
    position: absolute;
    inset: 0 0 auto 0;
    height: 5px;
    background: linear-gradient(90deg, var(--green), var(--green-light));
  }
  .road-card:hover {
    transform: translateY(-6px);
    border-color: rgba(14,154,82,0.28);
    box-shadow: 0 24px 70px rgba(13,26,18,0.11);
  }
  .road-card-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-bottom: 24px;
  }
  .road-num {
    width: 52px;
    height: 52px;
    border-radius: 16px;
    background: var(--ink);
    color: #ffffff;
    display: grid;
    place-items: center;
    font-family: 'DM Sans', sans-serif;
    font-size: 1.05rem;
    font-weight: 800;
    letter-spacing: -0.04em;
  }
  .road-tag {
    padding: 6px 10px;
    border-radius: 999px;
    background: var(--green-pale);
    color: var(--green-dark);
    font-size: 0.7rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    white-space: nowrap;
  }
  .road-card h3 {
    font-family: 'DM Sans', sans-serif;
    font-size: 1.08rem;
    line-height: 1.25;
    letter-spacing: -0.02em;
    color: var(--ink);
    margin-bottom: 10px;
  }
  .road-card p {
    font-size: 0.88rem;
    color: var(--slate);
    line-height: 1.65;
    margin-bottom: 18px;
  }
  .road-card ul {
    list-style: none;
    display: grid;
    gap: 8px;
    margin-top: auto;
  }
  .road-card li {
    display: flex;
    gap: 8px;
    align-items: flex-start;
    font-size: 0.78rem;
    color: var(--ink-soft);
    line-height: 1.45;
  }
  .road-card li::before {
    content: '';
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--green);
    margin-top: 6px;
    flex: 0 0 7px;
  }

  .comparison {
    background: linear-gradient(180deg, var(--cream) 0%, #eaf6f2 100%);
    color: var(--ink);
    position: relative;
    overflow: hidden;
  }
  .comparison::before {
    top: -220px;
    right: -220px;
    width: 620px;
    height: 620px;
    background: radial-gradient(circle, rgba(14,154,82,0.12), transparent 62%);
  }
  .comparison-shell { max-width: 1180px; margin: 0 auto; position: relative; z-index: 1; }
  .calculator-heading { text-align: center; margin-bottom: 36px; }
  .calculator-heading .section-sub { margin: 0 auto; color: var(--slate); }
  .settlement-calc {
    background: #e8f5fb;
    border: 1px solid rgba(14,154,82,0.14);
    border-radius: 28px;
    padding: 32px;
    box-shadow: 0 30px 80px rgba(13,26,18,0.1);
    position: relative;
    overflow: hidden;
  }
  .settlement-calc::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
      radial-gradient(circle at 18% 85%, rgba(255,255,255,0.76), transparent 26%),
      radial-gradient(circle at 86% 12%, rgba(14,154,82,0.1), transparent 25%);
    pointer-events: none;
  }
  .calc-tabs {
    width: min(520px, 100%);
    margin: 0 auto 28px;
    background: #ffffff;
    border-radius: 999px;
    padding: 6px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    position: relative;
    z-index: 1;
    box-shadow: inset 0 0 0 1px rgba(13,26,18,0.08);
  }
  .calc-mode-tab {
    border: 0;
    background: transparent;
    border-radius: 999px;
    padding: 11px 18px;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.86rem;
    font-weight: 800;
    color: var(--slate);
    cursor: pointer;
    transition: background 0.2s, color 0.2s, box-shadow 0.2s;
  }
  .calc-mode-tab.active {
    background: var(--green);
    color: #ffffff;
    box-shadow: 0 10px 26px rgba(14,154,82,0.22);
  }
  .settlement-grid {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 420px;
    gap: 28px;
    align-items: stretch;
    position: relative;
    z-index: 1;
  }
  .settlement-inputs,
  .settlement-results {
    background: rgba(255,255,255,0.78);
    border: 1px solid rgba(255,255,255,0.72);
    border-radius: 24px;
    padding: 28px;
    backdrop-filter: blur(10px);
  }
  .slider-field { margin-bottom: 28px; }
  .slider-field label {
    display: flex;
    justify-content: space-between;
    gap: 16px;
    font-size: 0.88rem;
    font-weight: 800;
    color: var(--ink);
    margin-bottom: 12px;
  }
  .slider-field label strong { color: var(--green-dark); white-space: nowrap; }
  .slider-field input[type='range'] {
    width: 100%;
    accent-color: var(--green);
    cursor: pointer;
  }
  .range-scale {
    display: flex;
    justify-content: space-between;
    margin-top: 8px;
    font-size: 0.72rem;
    color: var(--mist);
    font-weight: 600;
  }
  .missed-box {
    background: #ffffff;
    border: 1px solid rgba(14,154,82,0.12);
    border-radius: 16px;
    padding: 14px;
    display: grid;
    grid-template-columns: 1fr auto auto;
    align-items: center;
    gap: 10px;
    margin-bottom: 20px;
  }
  .missed-box span { font-size: 0.84rem; font-weight: 700; color: var(--slate); }
  .late-option {
    border: 1px solid rgba(14,154,82,0.2);
    background: var(--green-pale);
    color: var(--green-dark);
    border-radius: 999px;
    padding: 8px 12px;
    font-weight: 800;
    cursor: pointer;
  }
  .late-option.active { background: var(--green); color: #ffffff; }
  .calc-action {
    width: 100%;
    background: var(--green);
    color: #ffffff;
    border: 0;
    border-radius: 12px;
    padding: 15px 18px;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.96rem;
    font-weight: 800;
    cursor: pointer;
    box-shadow: 0 12px 26px rgba(14,154,82,0.22);
  }
  .calc-action:hover { background: var(--green-dark); }
  .settlement-results {
    background: linear-gradient(160deg, #11405f, #0d1a12 70%);
    color: #ffffff;
    display: flex;
    flex-direction: column;
    gap: 18px;
  }
  .result-summary {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
  }
  .result-summary div,
  .pay-card,
  .saving-pill {
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: 16px;
    padding: 16px;
  }
  .result-summary span,
  .pay-card span,
  .saving-pill span {
    display: block;
    color: rgba(255,255,255,0.58);
    font-size: 0.73rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    margin-bottom: 7px;
  }
  .result-summary strong,
  .pay-card strong,
  .saving-pill strong {
    display: block;
    font-family: 'DM Sans', sans-serif;
    font-size: 1.28rem;
    color: #ffffff;
    letter-spacing: -0.03em;
  }
  .pay-card strong { color: var(--green-light); font-size: 1.65rem; }
  .bar-chart {
    min-height: 250px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 30px;
    align-items: end;
    padding: 22px 16px 0;
    border-radius: 18px;
    background: linear-gradient(180deg, rgba(255,255,255,0.06), rgba(255,255,255,0.02));
  }
  .chart-col {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-end;
    gap: 10px;
    height: 210px;
  }
  .chart-value { color: #ffffff; font-size: 0.84rem; font-weight: 800; }
  .chart-bar {
    width: 72px;
    min-height: 32px;
    border-radius: 14px 14px 4px 4px;
    transition: height 0.35s ease;
    box-shadow: inset 0 10px 20px rgba(255,255,255,0.18);
  }
  .chart-with { background: linear-gradient(180deg, #ffffff, #c7f5dc); }
  .chart-without { background: linear-gradient(180deg, var(--green-light), var(--green-dark)); }
  .chart-col small {
    color: rgba(255,255,255,0.62);
    font-size: 0.72rem;
    font-weight: 700;
    text-align: center;
  }
  .saving-pill { display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 12px; }
  .saving-pill span { margin: 0; }
  .saving-pill strong { color: var(--green-light); text-align: right; }
  .calc-disclaimer {
    text-align: center;
    font-size: 0.76rem;
    color: var(--slate);
    margin-top: 18px;
    line-height: 1.6;
  }

  .harassment-section {
    background: var(--ink);
    position: relative;
    overflow: hidden;
  }
  .harassment-section::before {
    content: '';
    position: absolute;
    top: -180px;
    left: -180px;
    width: 520px;
    height: 520px;
    background: radial-gradient(circle, rgba(18,184,95,0.15), transparent 62%);
  }
  .harassment-grid {
    position: relative;
    z-index: 1;
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1fr) 420px;
    gap: 72px;
    align-items: center;
  }
  .harassment-section .section-headline { color: #ffffff; }
  .harassment-section .section-sub { color: rgba(255,255,255,0.68); }
  .harassment-features {
    margin-top: 32px;
    display: grid;
    gap: 14px;
  }
  .harassment-features div {
    display: grid;
    grid-template-columns: 28px 1fr;
    gap: 14px;
    align-items: start;
    background: rgba(255,255,255,0.045);
    border: 1px solid rgba(255,255,255,0.08);
    border-radius: 16px;
    padding: 16px;
  }
  .harassment-features div::before {
    content: '!';
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: rgba(18,184,95,0.18);
    border: 1px solid rgba(18,184,95,0.38);
    color: var(--green-light);
    display: grid;
    place-items: center;
    font-weight: 900;
  }
  .harassment-features strong { color: #ffffff; font-size: 0.95rem; margin-bottom: 3px; display: block; }
  .harassment-features span { color: rgba(255,255,255,0.62); font-size: 0.84rem; line-height: 1.55; }
  .phone-card {
    background: #ffffff;
    border-radius: 28px;
    padding: 24px;
    box-shadow: 0 30px 80px rgba(0,0,0,0.32);
    border: 1px solid rgba(255,255,255,0.18);
  }
  .phone-top {
    width: 78px;
    height: 5px;
    border-radius: 999px;
    background: #d9e6de;
    margin: 0 auto 24px;
  }
  .chat-bubble {
    max-width: 88%;
    border-radius: 16px;
    padding: 12px 14px;
    margin-bottom: 12px;
    font-size: 0.86rem;
    line-height: 1.45;
  }
  .chat-bubble.lender {
    background: #f2f5f3;
    color: var(--slate);
    border-bottom-left-radius: 4px;
  }
  .chat-bubble.us {
    margin-left: auto;
    background: var(--green);
    color: #ffffff;
    border-bottom-right-radius: 4px;
  }

  .trust-card {
    border-color: rgba(14,154,82,0.08);
    box-shadow: 0 14px 40px rgba(13,26,18,0.04);
  }
  .trust-card-title {
    font-family: 'DM Sans', sans-serif;
    font-weight: 800;
    letter-spacing: -0.02em;
    color: var(--ink);
  }
  .trust-card-desc { color: #405448; line-height: 1.75; font-size: 0.9rem; }
  .trust-icon { color: var(--green-dark); font-weight: 900; }

  .debt-types {
    background: #ffffff;
    padding: 90px 72px;
  }
  .debt-types-header {
    text-align: center;
    max-width: 680px;
    margin: 0 auto 42px;
  }
  .debt-types-header .section-sub { margin: 0 auto; color: var(--slate); }
  .debt-type-grid {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 18px;
  }
  .debt-type-card {
    background: linear-gradient(180deg, #ffffff, var(--cream));
    border: 1px solid rgba(14,154,82,0.14);
    border-radius: 20px;
    padding: 22px;
    min-height: 178px;
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
  }
  .debt-type-card:hover {
    transform: translateY(-5px);
    border-color: rgba(14,154,82,0.3);
    box-shadow: 0 20px 52px rgba(14,154,82,0.1);
  }
  .debt-type-icon {
    width: 42px;
    height: 42px;
    border-radius: 14px;
    display: grid;
    place-items: center;
    background: var(--green-pale);
    color: var(--green-dark);
    font-weight: 900;
    font-size: 0.8rem;
    margin-bottom: 18px;
  }
  .debt-type-card h3 {
    font-family: 'DM Sans', sans-serif;
    font-size: 1rem;
    font-weight: 800;
    letter-spacing: -0.02em;
    color: var(--ink);
    margin-bottom: 8px;
  }
  .debt-type-card p {
    font-size: 0.82rem;
    line-height: 1.6;
    color: var(--slate);
  }

  .testimonials-header { text-align: center; }
  .testimonials-grid { align-items: stretch; }
  .testi-card {
    display: flex;
    flex-direction: column;
    min-height: 100%;
    border: 1px solid rgba(14,154,82,0.1);
    box-shadow: 0 14px 42px rgba(13,26,18,0.05);
  }
  .testi-text { flex: 1; color: #405448; }
  .testi-savings { margin-top: 18px; justify-content: space-between; }

  @media (max-width: 1120px) {
    nav { padding: 0 28px; }
    section { padding: 84px 32px; }
    .hero { grid-template-columns: 1fr; }
    .hero-left { padding: 76px 32px 36px; }
    .hero-right { padding: 20px 32px 72px; justify-content: flex-start; }
    .stats-bar { padding: 24px 32px; }
    .roadmap-flow,
    .debt-type-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .settlement-grid,
    .harassment-grid,
    .eligibility,
    .faq-inner { grid-template-columns: 1fr; gap: 36px; }
    .settlement-results { max-width: 520px; width: 100%; margin: 0 auto; }
    .team-grid,
    .testimonials-grid { grid-template-columns: repeat(2, 1fr); }
  }

  @media (max-width: 720px) {
    nav { height: auto; min-height: 68px; padding: 14px 18px; }
    .nav-links { display: none; }
    .nav-cta { padding: 9px 14px; font-size: 0.78rem; }
    .hero-left { padding: 72px 22px 24px; }
    .hero-right { padding: 0 22px 58px; }
    .hero-headline { font-size: clamp(2.35rem, 12vw, 3.1rem); }
    .hero-sub { font-size: 0.98rem; }
    .hero-trust-row { align-items: flex-start; flex-direction: column; gap: 12px; }
    .calc-card { padding: 26px; border-radius: 18px; }
    .stats-bar { grid-template-columns: 1fr 1fr; gap: 18px 0; padding: 24px 16px; }
    .stat-item:nth-child(2) { border-right: none; }
    section { padding: 70px 22px; }
    .section-headline { font-size: clamp(1.85rem, 9vw, 2.4rem); }
    .roadmap-flow,
    .debt-type-grid,
    .trust-grid,
    .team-grid,
    .testimonials-grid { grid-template-columns: 1fr; }
    .settlement-calc { padding: 20px; border-radius: 22px; }
    .settlement-inputs,
    .settlement-results { padding: 20px; }
    .missed-box { grid-template-columns: 1fr 1fr; }
    .missed-box span { grid-column: 1 / -1; }
    .result-summary { grid-template-columns: 1fr; }
    .bar-chart { gap: 16px; }
    .chart-bar { width: 58px; }
    .harassment-grid { grid-template-columns: 1fr; }
    .phone-card { max-width: 420px; width: 100%; margin: 0 auto; }
    .debt-types { padding: 70px 22px; }
    .footer-top, .footer-bottom { grid-template-columns: 1fr; display: grid; gap: 28px; }
    footer { padding: 52px 22px 28px; }
    .cta-buttons { flex-direction: column; align-items: stretch; }
  }



  /* Final fixes: section anchors, clean process/calculator boundary and calculator bar behaviour */

  #home,
  #process,
  #calculator,
  #debt-types,
  #testimonials,
  #lawyers,
  #faqs,
  #consultation,
  #heroLeadForm {
    scroll-margin-top: 88px;
  }
  .nav-logo { text-decoration: none; }

  .roadmap {
    position: relative;
    padding-bottom: 84px;
    background: linear-gradient(180deg, #ffffff 0%, #f7fbf8 100%);
    border-bottom: 0;
  }
  .roadmap::after {
    content: none;
    display: none;
  }
  .comparison {
    margin-top: 0;
    padding-top: 86px;
    background: linear-gradient(180deg, #f7fbf8 0%, #eaf6f2 24%, var(--cream) 100%);
    border-top: 1px solid rgba(14,154,82,0.08);
  }
  .comparison-shell {
    position: relative;
    z-index: 1;
  }

  .range-control {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 150px;
    gap: 16px;
    align-items: center;
  }
  .slider-field input[type='range'].debt-range {
    -webkit-appearance: none;
    appearance: none;
    height: 12px;
    border-radius: 999px;
    background: linear-gradient(90deg, var(--green) 0%, var(--green) var(--fill, 0%), #d7e8df var(--fill, 0%), #d7e8df 100%);
    outline: none;
    accent-color: var(--green);
  }
  .debt-range::-webkit-slider-runnable-track {
    height: 12px;
    border-radius: 999px;
    background: transparent;
  }
  .debt-range::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: #ffffff;
    border: 5px solid var(--green);
    box-shadow: 0 8px 18px rgba(13,26,18,0.18);
    margin-top: -6px;
  }
  .debt-range::-moz-range-track {
    height: 12px;
    border-radius: 999px;
    background: #d7e8df;
  }
  .debt-range::-moz-range-progress {
    height: 12px;
    border-radius: 999px;
    background: var(--green);
  }
  .debt-range::-moz-range-thumb {
    width: 16px;
    height: 16px;
    border-radius: 50%;
    background: #ffffff;
    border: 5px solid var(--green);
    box-shadow: 0 8px 18px rgba(13,26,18,0.18);
  }
  .amount-input-wrap {
    height: 44px;
    display: flex;
    align-items: center;
    gap: 4px;
    background: #ffffff;
    border: 1px solid rgba(14,154,82,0.16);
    border-radius: 14px;
    padding: 0 12px;
    box-shadow: inset 0 0 0 1px rgba(255,255,255,0.7);
  }
  .amount-input-wrap span {
    color: var(--green-dark);
    font-weight: 900;
  }
  .amount-input {
    width: 100%;
    border: 0;
    outline: 0;
    background: transparent;
    color: var(--ink);
    font-family: 'DM Sans', sans-serif;
    font-weight: 900;
    font-size: 0.9rem;
  }
  .amount-input::-webkit-outer-spin-button,
  .amount-input::-webkit-inner-spin-button {
    -webkit-appearance: none;
    margin: 0;
  }
  .bar-chart {
    min-height: 268px;
    background-image:
      linear-gradient(rgba(255,255,255,0.06) 1px, transparent 1px),
      linear-gradient(180deg, rgba(255,255,255,0.06), rgba(255,255,255,0.02));
    background-size: 100% 52px, 100% 100%;
  }
  .chart-col {
    height: 226px;
  }
  .chart-bar {
    will-change: height;
  }

  @media (max-width: 720px) {
    .roadmap { padding-bottom: 64px; }
    .comparison { padding-top: 68px; }
    .range-control { grid-template-columns: 1fr; gap: 12px; }
    .amount-input-wrap { width: 100%; }
  }